Your statements, laid out and reconciled.
Card statements land with their transactions already extracted — and a 'payment received' email quietly closes the loop against the open balance.
Transactions from the PDF
The statement's transaction table is pulled out for you, with opening and closing balance, amount due and minimum payment.
Payments auto-reconcile
A payment-confirmation email is matched against the open statement automatically, so the balance you see is always current.
The name you actually know
Statements are filed under the brand you recognise — 'American Express', 'Bilt' — never the fine-print servicer.
Grouped by account, with anything due rolled up where you'll see it.
Do I connect my bank?
No. Zeranda works from the statements already emailed to you, so there's no bank login and no third-party aggregator.
What about the transactions inside?
They're extracted from the statement PDF into an editable table, so you can see and adjust every line.